PROPOSAL FORM - 2037 Words

PROPOSAL FORM STRUCTURE AND PURPOSE the fear of the Lord is the beginning of wisdom mqondisimagagula@gmail.com What are proposal forms? ï‚ ´ A proposal form is a standard mass-prepared document by insures to the insured for the purpose of disclosing the needed material facts, it is usually the form of questions that aim the insured to provide answers. ï‚ ´ It is the most common mechanism by which the insurer receives information about risks to be insured. ï‚ ´ Proposal form stands as an offer to the insurer of which the insurer is at liberty to accept or reject. ï‚ ´ If a proposal is properly presented, and an insurer accepts it, and the premium is paid (or there is an agreement to pay the premium) a contract comes into existence. ï‚ ´ Generally a†¦show more content†¦Ã¯  ± In many cases the details from the form are transferred to a computer file and this is reflected in the style of question and response required, specifically the confining of answers to boxes. ï  ± The proposer must answer the questions given fully to the best of their belief and knowledge ï  ± Answering all the questions does not relieve the proposer of the duty to reveal material facts for which there is no question on the form the fear of the Lord is the beginning of wisdom Contents of a typical proposal form ï  ± Common questions across a range of insurances for b2c business: ïÆ' ¼ The name and address of the proposer, occupation and age ïÆ' ¼ Details of past claims and in some cases past or present insurances of a similar nature ïÆ' ¼ The period of time over which the insurance is required ïÆ' ¼ The basis upon which the premium will be calculated in the case of household cover this would be the sum insured for contents or buildings. ïÆ' ¼ In life assurance it would be the age of the proposer plus the sum assured. the fear of the Lord is the beginning of wisdom Contents of a typical proposal form ï‚ ´ For b2b insurances, general questions might include: ï‚ § The name of the proposer, this would be the corporate or business name ï‚ § The business address would be required as would the addresses of the various locations from which the company operates, and for which it may require cover ï‚ § An exact description of the trade, business or profession carried on by the proposer would beShow MoreRelatedFree Cash Flow, Issuance Costs, And Macroeconomics Risk6500 Words   |  26 Pagescorrespondence to Qiaozhi Hu, Boston University Questrom School of Business, 595 Commonwealth Ave, Boston, MA 02215, USA; telephone: (732)809-1105. E-mail: qiaozhih@bu.edu. 1 Free Cash Flow, Issuance Costs, and Macroeconomics Risk Abstract This research proposal develops a dynamic framework analyzing the impact of macroeconomic conditions on dividend policy, equity issuance policy, stock prices and agency costs of free cash ow. I begin by observing that both equity issuance and agency costs both dependRead MoreCredit Appraisal and Credit Risk Management13437 Words   |  54 Pagesloans that do not comply with Lending Guidelines should be restricted to the bank’s Head of Credit or Managing Director/CEO Board of Directors. The Lending Guidelines should provide the key foundations for account officers/relatio nship managers (RM) to formulate their recommendations for approval, and should include the following:  § Industry and Business Segment Focus The Lending Guidelines should clearly identify the business/industry sectors that should constitute the majority of the bank’sRead MoreVALUE AND RISK MANAGEMENT PROTOCOL FOR DYNAMIC BRIEF DEVELOPMENT IN CONSTRUCTION8325 Words   |  34 Pagesleaves the project brief uncontrolled and jeopardise achieving client’s satisfaction. Because brief development can add value or risk to the project or could add both, the well-established methodologies of Value Management (VM) and Risk Management (RM) are the most appropriate tools to manage dynamic brief development. Since better value could not be achieved unless associated risks have been managed, both methodologies have been integrated to formulate the Value and Risk Management Protocol Read MoreDpm 2009 Presentation2608 Words   |  11 PagesDPM-2009) 2 This watermark does not appear in the registered version - http://www.clicktoconvert.com First Stage Indent –Detailed information(Para 9.2.1 of DPM 2009). Document need to be furnished along with the indent (Para 9.2.2. of DPM 2009). Proposal should figure in APP and Actual availability of fund is not a pre-requisite condition(Para 5.2.5. of DPM 2009). 3 This watermark does not appear in the registered version - http://www.clicktoconvert.com Vendor selection/procedure for registrationRead Morereport of tuition centre7546 Words   |  31 Pages ESSES TUITION CENTRE BUSINESS PLAN SUBMISSION LETTER 1.0 INTRODUCTION 1.1 Executive Summary 1.11 Acknowledgement 1.2 Purpose and Objective of Proposal 1.3 Company / Business Background 1.4 Partnership / Shareholders’ Background 1.5 Location of The Business 2.0 ADMINISTRATIVE PLAN 2.1 Introduction to the Organization 2.11 Vision and Missions 2.2 Organization Chart 2.3 Manpower Planning 2.4 Schedule of Tasks and Responsibilities 2.5 Schedule of Remuneration 2.6 List of Office Equipment and SuppliesRead MoreLimitations of 10th 11th 5 Year Plan1808 Words   |  8 PagesThe Eleventh Five Year Plan, which was approved by the National Development Council on 1 9 De cembe r 2 0 0 7 re a f f i rms thi s commi tment . It pro v i de s a comp r e h e n s i ve s t r a t e g y f o r i n c l u s i v e development, building on the growing strength of the economy, while also addressing weaknesses that have surfaced. Tenth Five-Year Plan (2002–2007) ââ€" ª Providing gainful and high-quality employment at least to the addition to the labour force; ââ€" ª AllRead MoreCredit Risk Management of Basic Bank23409 Words   |  94 Pagesgraphical tools to understand them clearly. E. Findings of the study: After scrutinizing the data problems of the study are pointed out and they are shown under concerned heads. Recommendations are suggested thereafter to overcome the problems. F. Final report preparation: On the basis of the suggestions of my honorable advisor teacher some deductions and additions are made and final report is prepared thereafter. 1.5 Scope of the study: The study would focus on the following areas: ââ€" ª CreditRead MoreExternal costs of intercity truck freight transportation9819 Words   |  40 Pagescan arise from improvements to transportation systems (see, for example, Willeke, 1994). An improvement may reduce the costs of  ®rms operations, thus contributing to increased competitiveness and more output. If scale economies exist, the unit cost of production may drop. Depending on the market structure, bene ®ciaries of this cost reduction may be the producing  ®rm or its customers. In this analysis we focus on transportation services rather than facility investment and therefore do not considerRead MoreFnce2999 Words   |  12 Pagesa portfolio with 75% of the funds invested in A and 25% of the funds invested in B? ÃŽ ²=.075*(1.2)+.25*(0.9)=0.9+0.225=1.125 c. Calculate the risk free rate of return and the market risk premium (i.e., Rf and RM – Rf). E(RA)-Rf/Beta(A)=[E(RB)-Rf/Beta(B)= (.15-Rf)/1.2=(.12-Rf) Rf=0.03 RM= d. What is the portfolio expected return and the portfolio beta if you invest 30% in A, 30% in B, and 40% in the risk-free asset? (For questions (d) and (e), assume the risk free rate of return is 5%.) E(R)=Read MoreRiordan Manufacturing Project Sr-Rm-0022944 Words   |  12 PagesRUNNING HEAD: RIORDAN MANUFACTURING PROJECT Riordan Manufacturing Project Introduction Team B has obtained information for SR-rm-002 asking for an assessment for the development of an MRP system that would trace and run raw materials and give a finished product inventory. This evaluation is to help Riordan Manufacturing lessen the raw materials received at each plant, and manage and reduce the completed good inventory costs, at all its plants. This is a high level